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Comprehensive Financial Planning Services

Integrative provides the following comprehensive financial planning and non-discretionary investment advisory services tailored to your specific needs:
  • Goal setting and achievement (financial and non-financial goals);
  • Investment management and advisory services including asset allocation services, monitoring of investments and implementation of recommended investment plans on a non-discretionary basis;
  • Retirement planning and projections including statistical analysis such as Monte Carlo simulations;
  • Estate planning, wealth transfer, and family succession strategies;
  • Cash flow planning and budgeting;
  • Wealth preservation and savings analysis;
  • Insurance and risk management reviews as well as risk assessment analysis and risk reduction strategies;
  • Tax planning and tax reduction strategies;
  • College funding and planning for children and grandchildren;
  • Employee benefits reviews; and
  • Executive compensation and stock options analysis.
All investment management, monitoring, and planning services are based on an in-depth analysis of each client's financial goals, the time horizon applicable to their objectives and their tolerance for investment risk. Integrative coordinates the investment and financial planning advice in an individually tailored, long-term strategy for each client. This advice is updated regularly with clients to ensure that any necessary changes are made on a timely basis. All portfolios are reviewed for risk, liquidity, cash flow requirements, and diversification among asset classes and investment styles.